No clue but as usual, I answered...waited a second-and did hear a gal say hello right before my thumb hit 'end call.' General rule: if they take more than a second to answer your greeting-hang up on their aszes...Saw somewhere that it was Walmart Credit, which is possible-I do have an account and have a balance that I'd love to be deleted ;-)My rule, is usually if I have a few credit cards and can pay for one of them-I choose the LEAST annoying one. So, If I have to block this call because it starts calling 5 times a day? Well, I'm no expert on credit card customer payment strategy, but apparently the Heads of that Department believe that the best way to collect late payments is to endlessly annoy the living piss outta people. I know if I owe some $$ to several companies or people, I pay the guys who I'd like to give a swift punch between the legs to first... Also-if they're late on payments, then they're probably low on money, and high on stress and anxiety. So calling over and over is definitely gonna put those in debt in a fantastic mood--->And they'll surely be likely to pay off their entire balance to you asap-just for being so awesome....Personally, it usually takes around 35 or so calls to teach me a lesson and pay up!! ;-)