If you call that number they ID themselves as 'Golden Valley Lending'.Possibly this group:https://www.goldenvalleylending.com/**(855) 214-8144Golden Valley Lending,Inc.4 years in business635 E State Highway 20 EUpper Lake, CA 95485-8793 EMAIL WEBSITEFax Numbers(855) 214-9177Additional Email
[email protected] Less Contact OptionsBBB File Opened: 11/01/2013Business Started: 08/16/2012Business Started Locally: 08/16/2012Business Incorporated: 08/16/2012 in CAType of EntityCorporationBusiness ManagementSherry Treppa, ChairpersonBusiness CategoryFinancial ServicesNumber of Employees: 1This Business Is Not BBB AccreditedGolden Valley Lending,Inc.B BBB Rating SystemAlerts & ActionsGOVERNMENT ACTIONGolden Valled Lending, Inc.On April 27, 2017 the Consumer Financial Protection Bureau (CFPB) filed a complaint against Golden Valley Lending, Inc., Silver Cloud Financial, Inc., Mountain Summit Financial, Inc., and Majestic Lake Financial, Inc. Case #17-cv-3155.The complaint from CFPB alleges that, “The companies deceived consumers by collecting debts they were not legally owed. The CFPB also alleges that the four lenders could not legally collect on these debts because the loans were void under state laws governing interest rate caps or the licensing of lenders. The CFPB alleges that the lenders made deceptive demands and illegally took money from consumer bank accounts for debts that consumers did not legally owe.”The case is currently pending._____________________Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.If a voice on the telephone claims you owe a debt:1. Demand the person give you his or her name, company name, and address2. Demand a debt validation letter by US mail. E-mail no good.3. Do not pay the collection agent or anyone else a dime until the debt is validatedOf course they won’t do this, no scammer ever will, so simply ignore them and block their calls.If they are bothering you, report them:http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassmentNote that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question. As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes. The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact 'own' the debt in question. Most do not send debt validation letters and many often say they are collecting for someone else. So, make the complaint anyway if they are bothering you. Let the FTC sort it out.Also contact your local attorney generalIf they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.You'll probably have to yell at them and talk over them.You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand.