Hey guys, I did sign up for the free $1000 as did my son and daughter thru Tinker Federal and no problem never been charged for the free stuff. I am an old fart from the Vietnam time and I worry about my wife, I did extend the accidental coverage to 10 or 15k just incase. this is the cheapest insurance around. I know its for accidents and what is the odds? People here die of deseas a few accidents. (tractors, nail guns, cars, roofs etc) and I am prone to that so what the hell. I talked to the main office about when to take out money on my ssi time so nothing would bounce. 15$ isn't bad every qtr. I think you guys f****d up. Maybe your wives did it, mom and dad, friend. what you need to do is check who was named your benifishery. If you really didn't do it, that's you culprit. Ask to see the original form, have a copy sent to youCaller: 877-607-4376