IN SIMPLE WORDS. THE FEDERAL RESERVER BANK IS NOT GOVERNMENT IT IS A PRIVATE BANKI THAT PRINTS UP NEW MONEY. We do not use gold or silver which cannot be counterfeited. So the banks and you can start any money system like TOKEN money to barter. The loan agreement can be sold it has value so it is used like money. The bank exchanges it for something of equal value called checking account money which you can write a check. This creates new money like counterfeiting money and stealing at the same time. All the CPA's and bankers agree BUT they add no one can explain it in court so they get away with it. If one counterfeits you end up owning nearly everything and enslave a nation. The news cannot talk, they need the bank, politicians cannot talk they need the bankers money to get elected. Judges fear the banks, they need a bank also. Generally Accepted Accounting Principles - the matching principle does not allow the bank to do this. If they do not follow GAAP, the stock exchange has to delist the bank and cannot trade their stock. You do the paperwork to the bank attorney and tell the attorney you are 'aiding and abetting' a crime, he can lose his BAR- he does not want you to sue him if he lies in a deposition he is in trouble and loses his BAR. If he cannot explain the agreement and bookkeeping entries, it is FRAUD IN THE FACTUM. Sue the attorney and his professional insurance will give you $30,000 immediately to stop the lawsuit. FUN CPA's and attorneys FEAR this.