The number does appear to be ligitimate, but not without issues. Their methodology is not good, to say the least. Received a recorder message stating that there was suspicious activity on my CC account ending in ####. Returned the call and they asked for the acct #, then the last 4 digits of SS#, which I did not give.Then I called the number on the back of the CC and asked for the Fraud Dept. They had never heard of the number left on my answering machine but said it could possibly be from their Phillipine call center. They could not verify this immediately so I put an immediate hold on the account.Then, I called the original number back and spoke with a rep. They immediately wanted the account number again but I asked them to verify my account from the phone number they called me at originally. They started asking all kinds of detailed information and would not even give me the time of day when I asked them to give me the general reason for calling in the first place. I do understand the nature of the call and the need for security questions to be asked and answered but this was way too extreme. I did verify they were located in the Phillipines and am reasonably comfortable that they are who they say they are but it was impossible to communicate rationally with them. I politely told them that I would not give them any additional information and that I wasn't comfortable with the conversation so I hung up. These people are really not too sharp if you ask me and it is very frustrating that they cause so much trouble for nothing. There has not been any supsicious activity on the account from what I see in the online statement and the people in the US confirmed this.What a terrible way to treat customers. Here's another argument for getting the call centers back in the US. Wow, what a frustrating experience.